Charles E. Krauser, International Enterprises
Discussion in 'Finance and Trading Scams' started by ThaiPol, Apr 29, 2012.
ThaiPol Ninja Quote :
Content-Type: multipart/alternative; boundary=0015175cb680973f6b04bcd476de
Date: Tue, 3 Apr 2012
From: "Charles E. Krauser"
Received: ESMTPMM; 4 Apr 2012 06:23:40 -0000
Subject: Program Overview, April, 2012
To: "Charles E. Krauser"
Part(s): Download All Attachments (in .zip file) Download All Attachments (in .zip file)
Headers: Show Limited Headers
unnamed [text/html] 2.86 KB Download
*Program Overview, April, 2012*
You may request the following programs
1. Program Overview, April 2012
2. Private Placement Programs--there are numerous excellent programs
available from the top licensed traders in the world including Bullet, 40
week and Evergreen programs.
3. Lease Program #51--this is a much improved up-dated program to lease
bank instruments at 6% + 2% to clients worldwide. $10 million to $50
Billion. No front fee.
4. Private Placement Program #13b for $2 million to no upper limit. Cash
only. Pays weekly for 40 weeks
5. Managed Account #8a. Has been updated. Accepts $20,000 or multiples
thereof. No upper limit. Pays weekly for 40 weeks or longer
Has successful track record and satisfied clients who are getting paid.
6. Petroleum Products for Sale from a Russian Refinery #3511. Has just
been updated with new product and price list. The Refinery is is one of
Russia's largest and well established Oil Companies. Most prices are lower
than from other sources. We are direct.
7. Historical Asset and Heritage Fund Redemption and Trade Program #53f.
This program has a time limit of April 15, 2012. So you must hurry to use
8. Ruble vs USD or EURO Exchange Program #3631. Ruble are offered from
Russia's largest bank, SBERBANK, at 30% gross, 10% net discount. Unlimited
amounts of Ruble are available. Program is approved by the Russian
9. Program #16d--10 Day Bullet Program for $300M and up. High returns.
See PPP list
10. Loan Program #104--has success track record of funding hundreds of
companies worldwide. $100,000 to $500 million. Funding available for
virtually any project or purpose.
11. Currency Exchange--currently there are ten USD providers that will
exchange USD for EURO at discount. All procedures available except SPV.
Easy application procedure. Ask for Bulletin #81b, #9 and #9a
Charles E. Krauser, President
395 Macalester Drive, Walnut, California 91789
Phone/Fax (909) 595-3907 E-Mail email@example.com
DOMESTIC AND INTERNATIONAL PROJECT LOANS--Bulletin #340
We are correspondents with a lender’s representative of an active
commercial lender in the United States who makes project loans worldwide
in almost all countries except Iraq, Nigeria and a few other embargoed
countries. The lender is experienced, with a strong success record. He
funded more than USD$13 Billion in loans in 2004.
The minimum loan amount is USD$10 million to a maximum of USD$250
Projects are reviewed and funded on a case by case basis. Loans will have a
fixed rate and are fully collateralized by MTN (Mid Term Notes) from major
banks which are made available by a third party financier. This lender’s
credit enhanced financing approach results in a guaranteed-principal loan
which is highly attractive to this lender’s money sources in case there is
default in payments.
To best fulfill their client’s needs, this lender works in cooperation with
various high level financing sources and collateral providers in the United
States and around the world, including but not limited to: UBS, MERILL
LYNCH and others. These extensive contacts make possible the most
suitable financing for any project.
These loans include significant advantages over other conventional funding
a) Lender will grant up to 100% financing. Thus for example when
purchasing an apartment building the borrower does not need a down
b) Loans are made for 10 years to 30 years with a fixed rate which will
depend on the funding bank, risk and size of the project.
c) Interest payments are very low, only 1% to 2% per year, depending on
the project and the risk.
d) Borrower is permitted to retain maximum ownership as the lender will
not ask for an equity interest so there is no equity dilution.
e) No personal guarantees are required.
f) Lender arranges for the collateral in the form of MTN (Mid Term Notes)
from major world banks.
g) Quick Closings usually within 30 to 60 days after the completion of
h) No travel required. Loans are processed by e-mail, fax, phone, priority
mail and courier service.
I) It is easy to qualify if a client can show that he has a profit making
project and present a well prepared business plan. Borrower must show that
his project, when funded, will have sufficient cash flow to service the debt.
Loans are available for all types of project funding including business
acquisition and expansion, commercial, corporate and private aircraft,
helicopters, real estate acquisition, construction and development including
hotels, motels, apartment complexes, condominiums, residential
development, office complexes, skyscrapers, hospitals, medical facilities,
nursing homes, casinos, resorts, golf courses, country clubs, domes,
stadiums, shopping malls, amusement/theme parks, entertainment centers,
manufacturing plants, power plants, distribution centers, manufacturing
plants, power plants, distribution centers, energy projects, mining
operations, movie production, yachts, oil tankers, luxury liners, cargo ships,
expansion capitals and many more.
International Enterprises has an active direct correspondent relationship
with the lender’s representative who works directly with the lender
1. The loan applicant prepares a Loan Application, Quick Submit Form and
detailed project information in the form of an Executive Summary and
submits these to International Enterprises. (It is important to show cash
flow projections in both the Quick Submit Form and Executive Summary.
The cash flow projections are important to the lender. You must show you
have sufficient cash flow to service the debt. See guidelines on how to
prepare the Quick Submit Form and Executive Summary). It is preferred
that borrowers send the Application and Executive Summary as an e-mail
attachment. If this is not possible send it to International Enterprises by
priority mail or courier service.
2. International Enterprises will send these documents to the lender’s
representative for evaluation and review by the lender’s representative and
3. If the project and funding request are deemed qualified to be funded by
the lender, International Enterprises will be so informed by the lender’s
4. International Enterprises will prepare a loan facility and inform the loan
applicant in writing that his request has been found acceptable and qualified
to be funded through this funding program. All loans are subject to final
5. If the loan applicant wishes to proceed, he will send a Letter of
Acceptance to International Enterprises
6. International Enterprises will send a retainer agreement and fee
agreement to the borrower and ask for a retainer fee of USD$2,500.00
which is used for processing expenses and for USD$3,500.00 to pay the
working expenses of the lender’s representative. The two fees together total
7. International Enterprises will send the $3,500 working expense fee to the
lender’s representative and make certain the lender’s representative has all
of the loan application documents the client has prepared and submitted.
8. The lender’s representative will communicate with the borrower, ask for
the full Business Plan and send the borrower additional application
documents including all relevant legal documents. He will then submit the
complete package to the lender.
9. The lender will ask for a service fee of USD$9995.00 which will be
used to pay expenses incurred to arrange the loan and the collateral that is
required to collateralize the loan. The lender will then do all the necessary
work to provide the funding and the collateral in the form of MTN (Mid
Term Notes from major world banks) to collateralize the loan. Before
funding is completed, the lender will communicate with the borrower to
discuss and agree to the exact terms and conditions of the loan.
10. When funding is ready, the loan agreement will be completed and the
loan funds will be wired direct to the borrower’s designated bank account.
11. At time of funding, after the borrower has received his funds, he will
pay to International Enterprises a 2% commission out of loan proceeds. The
2% fee is shared equally between the intermediary who has introduced us to
the borrower, International Enterprises and the lender’s agent. Each will
receive a commission of 0.67% of the loan amount.
The borrower will have immediate useable funds which may be employed in
its business. This is accomplished without equity dilution as the lender does
not take an equity position. It allows the borrower full control of the funds
to the extent agreed to by the commercial lender.
This funding program has been a preferred funding structure in Europe for
more than two decades. It was introduced to the US market in October,
Depending on the business plan, there should be some room for the
borrower to use a separate investment program to help with debt service.
For example, International Enterprises has access to a large number of
private placement programs which create large incomes that can be used to
service the debt. Private Placement Program information will be sent to the
borrower, at borrower’s request, after the loan transaction is completed and
the commission has been paid.
Borrower may be required to set aside the first two year’s payments for new
start-up businesses. All funding will be for a ten year to thirty year term and
could be amortized over thirty years as agreed to with the lender when the
loan terms are negotiated.
We think this lender is providing borrowers with a real bargain. After being
paid the nominal service fee, the lender will provide the loan and the
collateral from major world banks to fully collateralize the loan. We have
been in contact with numerous collateral providers who in almost all cases
charge a much higher fee for collateral than the service fee which borrowers
are asked to pay to this lender.
Like all finance programs, this program is subject to change without prior
Broker participation is invited. Broker/Finder/Intermediaries who refer
clients, will receive one third of the commission paid by the borrower at
funding out of funding.
APPLICATION FOR FUNDING THROUGH DOMESTIC AND
INTERNATION LOAN PROGRAM #340
Mr. Charles E. Krauser, President
395 Macalester Drive
Walnut, California 91789
Dear Mr. Krauser,
We hereby apply for a loan in the amount of USD$_______________________________
to finance the project described in the enclosed Quick Submit Form and Executive
Summary. If we are found qualified and accepted for funding through this program, we
are ready, willing and able to pay the retainer and working expense fee and the lender’s
We will comply with standard non-circumvention, non-disclosure practices and will refer
no one to the source of this program, without first referring them to International
Enterprises. If we violate this agreement, we understand and agree, that we will be
required to pay normal commissions and any legal fees.
BORROWER INFORMATION (please type)
Phone and Fax Numbers____________________________________________________
Signature of Borrower______________________________________________________
We were referred by:
Name__WSH Investments Inc _______________________________________________
Address___Processing Dept Box 545_________________________________________
QUICK SUBMIT FORM
WE wish to apply for a loan in the amount of
For 10 to 30 years at 1% to 2% annual interest. Exact terms to be
negotiated with the lender.
Purpose of loan and Use of Funds (Briefly describe your loan project and
how funds will be used)
Projected Cash Flow for five to ten years after project is completed
(Briefly describe expected annual cash flow for five to ten years. Use
another page to show your cash flow. You need to convince the lender that
your project will earn enough annual profit to service the debt).
These points will assist the borrower to prepare an Executive Summary for
presentation to the lender. You should fully describe your case in six to
fifteen pages. Keep it simple and concise.
The Executive Summary should be typed in English. All financial figures
should be in United States Dollars.
1. Presentation of the Borrower
Company name, full address, phone, fax, E-Mail address, Major Industry
Category, business goals and objectives, Authorized capital/paid up capital
and self-financing so far; principal shareholders names with percentage of
2. Project description, location and site.
Name of project; exact location and address; description of project.
Summary history of the project and current status; include most current
3. Current Situation
If an acquisition-is there a purchase agreement? If permits re required-have
they been obtained? Are there any commitments from buyers? Are there
any financial problems that have to be dealt with? Does the company have
access to any more resources?
4. Use of Funds
How much money is needed? Include summary of major use of funds.
When are funds needed? Include a month by month draw down schedule.
5. Financial Projections.
Include abbreviated summary projections of profitability for ten years.
Include projected cash flow (This is looked at closely be lenders to ensure
the project will have sufficient cash flow to service the debt.)
6. Management and Employment
Management structure; what is management’s background? Current and
projected levels of employment.
7. Market Analysis
Who/where are your customers? What are your terms of sale (cash/credit
terms)? Who are your competitors? What is your competitive selling
8. Marketing and Sales Fulfillment Issues
Describe your customers and how you plan on reaching them. What has to
happen before you can begin selling?
9. Business Risks
What are the possible risks associated with this venture? What steps
have/will you take to reduce these risks?
Name of person empowered to provide additional information, if needed,
discuss terms and conditions and sign for the loan.
(Note-The above is a general guide. In your Executive Summary, give only
the information which applies to your project).
Besides the Quick Submit Form and Executive Summary you are
submitting, you should be prepared to submit the following, if requested:
*E-Mail Address and Contact Information
*Financial (Project ability to debt service)
*Cash Flow Projections--minimum 3 years to ten years
*Copy of Business Plan
*Copy of Future Acquisition Plan
*Description of Use of Funds
The Business Plan
The lender will ask the loan applicant to present a full business plan.
The business plan should include
Table of Contents
Company or Business Description
Financial Management Plan including cash flow projections
Appendices which could include Resume of Managers, Photos of Products
or Real Estate etc.
There are many resources that can be used to help you write a good,
professional business plan that will impress and make sense to the lender.
The US Small Business Administration has literature that is free or very
inexpensive that shows how to write a good business plan.
Your bookstore or library has business books that show how to write a
A CPA (Certified Public Accountant)
could help you if you need help.
On the Internet there are numerous sites that give professional, authoritative
free information on how to write a business plan. In the Search Section,
write in “How to Write a Business Plan” This will lead you to many
resources. A good site can be accessed at soyouwanna.com. It has excellent
instructional guidelines on how to write a business plan.