Like most States, Texas has a law regarding the “do’s and don’ts” for debt collectors. One of the main goals of this law is to avoid consumers from being harassed.
Under Texas law debt collectors are forbidden from:
[*]Repeatedly or continuously calling debtors or creditors;
[*]Using profane or abusive words;
[*]Violently threatening creditors;
[*]Telling debtors that they will get detained or their house will get repossessed;
[*]Misrepresenting the original amount owed; and
[*]Using false names. For example, using deceptive and fraudulent acts is also banned which include using wrong name or ID, sending document to debtors which misleadingly appear to be coming from law firm or a court.
We hope the above is helpful.
5080 Spectrum, Suite 850E
Addison, Texas 75001