A chilling peek into the future by way of the past. With the upcoming financial firestorm about to break shortly, it would be prudent to take note of your precarious position within the banking industry and find a means of protection until this storm dies. I don’t like ass kissers, flag wavers, or team players. I like people who buck the system. Individualists. I often warn people: Somewhere along the way, someone is going to tell you: ‘There is no I in team.’ What you should tell them is: ‘Maybe not. But there is an I in independence, individuality, and integrity.